03 stu, 2026

Terms and Conditions

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Terms and Conditions

These Terms and Conditions govern your access to and use of the website operated through jozysaa.info (the “Website”). By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue use of the Website.

1. Acceptance of These Terms

By using the Website, you confirm that you are legally capable of entering into a binding agreement under the laws applicable to you. If you are using the Website on behalf of an organization, business, or other legal entity, you represent that you have the authority to accept these Terms and Conditions on its behalf.

These Terms and Conditions may be updated, amended, or replaced from time to time. Any changes will become effective when published on this page, unless a different effective date is stated. Your continued use of the Website after changes are published constitutes your acceptance of the revised terms. You should review this page periodically to remain informed of any updates.

2. Use of the Website

The Website is provided for general informational and lawful purposes. You agree to use the Website responsibly and in compliance with all applicable local, national, and international laws and regulations.

You must not use the Website in any way that may damage, disable, overburden, or impair its operation or interfere with another person’s access to or use of the Website. Prohibited activities include, but are not limited to:

  • Using the Website for unlawful, fraudulent, abusive, or misleading purposes;
  • Attempting to gain unauthorized access to the Website, its servers, systems, or related networks;
  • Introducing viruses, malware, harmful code, or other technologically damaging material;
  • Using automated tools, bots, crawlers, or scraping techniques without prior written authorization;
  • Interfering with the security, functionality, or availability of the Website; and
  • Using Website content in a manner that infringes the rights of the Website operator or any third party.

We reserve the right to suspend or restrict access to the Website, without prior notice, where we reasonably believe that a user has violated these Terms and Conditions or otherwise misused the Website.

3. Information and Website Content

We make reasonable efforts to ensure that information published on the Website is accurate, current, and useful. However, content may occasionally contain errors, omissions, or information that becomes outdated. Website content is provided for general information only and should not be regarded as professional, legal, financial, medical, or other specialized advice.

You are responsible for evaluating the accuracy, completeness, and suitability of any information before relying on it. Where appropriate, you should obtain advice from a qualified professional who can assess your individual circumstances.

We may modify, remove, suspend, or discontinue any part of the Website or its content at any time without notice. We do not guarantee that the Website or any particular content will always be available, uninterrupted, secure, or free from errors.

4. Intellectual Property

Unless otherwise indicated, the Website and its content, including text, designs, graphics, logos, images, layouts, software, files, and other materials, are owned by or licensed to the Website operator and are protected by applicable copyright, trademark, database, and other intellectual property laws.

You may access and view the Website for your personal, non-commercial use. You may temporarily download or print reasonable portions of the content for that purpose, provided that you do not remove copyright, trademark, or other proprietary notices.

Except where expressly permitted by law or with prior written permission, you must not copy, reproduce, republish, distribute, sell, modify, transmit, display, create derivative works from, or commercially exploit any Website content. Nothing in these Terms and Conditions transfers ownership of intellectual property rights to you.

5. User Obligations and Submissions

If the Website allows you to submit messages, comments, feedback, or other materials, you are responsible for the content you provide. You agree that your submissions will not:

  • Be unlawful, defamatory, threatening, abusive, discriminatory, or deceptive;
  • Infringe copyright, trademark, privacy, publicity, or other rights of another person;
  • Contain malicious software, unsolicited advertising, or harmful material; or
  • Violate any applicable law or regulation.

You retain ownership of material you lawfully submit. However, by submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, store, adapt, and display that content as reasonably necessary to operate, improve, or communicate through the Website. We may remove or decline to publish any submission at our discretion.

6. Third-Party Websites and Services

The Website may contain links to third-party websites, platforms, products, or services, including social media pages. These links are provided for convenience and do not imply endorsement, sponsorship, or approval. We do not control and are not responsible for the content, availability, security, privacy practices, or terms of third-party websites.

Your use of third-party websites is subject to the terms and policies established by their respective operators. You should review those policies before providing personal information or engaging in transactions through an external website.

7. Limitation of Liability

To the fullest extent permitted by applicable law, the Website and all content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory. We do not warrant that the Website will be accurate, complete, reliable, secure, uninterrupted, or free from viruses or other harmful components.

To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, special, consequential, or punitive loss or damage arising from or relating to your use of, or inability to use, the Website or its content. This includes loss of data, revenue, profits, business opportunities, reputation, or anticipated savings.

Nothing in these Terms and Conditions excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud, intentional misconduct, or rights granted to consumers under mandatory applicable law.

8. Governing Law

These Terms and Conditions and any dispute arising from or relating to the Website shall be governed by and interpreted in accordance with the laws of the Republic of Croatia, without regard to conflict-of-law principles. Subject to any mandatory consumer protection rights, the courts of Croatia shall have jurisdiction over disputes connected with these Terms and Conditions or your use of the Website.

9. Contact

If you have questions about these Terms and Conditions or wish to contact us regarding the Website, please use the following details:

We encourage you to contact us with any questions or concerns before using the Website if you require clarification regarding these Terms and Conditions.

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